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Tax & Banking Services for Crypto Companies

Financial Infrastructure Done Right

PVARA NOC & licensing support, FBR registration, SBP-authorized corporate banking with Client Money Accounts (CMAs), Section 285BAA compliance, and ongoing accounting support — essential financial foundations for operating legally in Pakistan under the Virtual Assets Act, 2026.

Why Tax & Banking is Complex

Crypto companies face unique financial infrastructure challenges in Pakistan

  • Evolving Tax Framework

    Pakistan's crypto tax framework under Section 285BAA mandates reporting by both VASPs and individual taxpayers, with evolving FBR guidance on virtual asset classification.

  • Regulatory Banking Requirements

    SBP Circular No. 10 of 2026 mandates strict conditions for VASP banking: Client Money Accounts (CMAs) must be segregated PKR-denominated accounts with no cash handling. Only PVARA NOC holders or licensed VASPs qualify.

  • Complex Compliance

    Multiple tax registrations, withholding requirements, and periodic filings across federal and provincial authorities with different timelines.

  • Reporting Deadlines

    Strict timelines for tax returns, withholding statements, and Section 285BAA virtual asset reporting — missing them triggers penalties.

What We Offer

Complete Financial Infrastructure

Six integrated services to establish your financial foundations in Pakistan

  • FBR Tax Registration

    Complete Federal Board of Revenue registration including NTN (National Tax Number), sales tax registration, and withholding tax setup for your Pakistan entity.

  • SBP-Authorized Corporate Banking (CMA)

    Bank account facilitation under SBP Circular No. 10 of 2026. We set up segregated Client Money Accounts (CMAs) for licensed VASPs — PKR-denominated, non-remunerative, with strict fund segregation per SBP requirements.

  • Section 285BAA Compliance

    Virtual asset tax reporting for both VASPs and individual taxpayers. Disclosure of crypto holdings, transactions, and gains in FBR tax returns and annual wealth statements as required by law.

  • Ongoing Accounting Support

    Monthly bookkeeping, financial statements preparation, and management reporting tailored for crypto business operations and regulatory requirements.

  • Tax Return Filing

    Annual corporate tax returns, withholding tax statements, and all periodic filings with FBR. Timely submission to avoid penalties and maintain good standing.

  • Capital Structure Advisory

    Guidance on optimal capital structure, foreign investment documentation, and profit repatriation planning for your Pakistan operations.

Your Financial Setup Journey

Structured process to establish your tax and banking infrastructure

  1. PVARA NOC

    Apply for No Objection Certificate from PVARA

  2. FBR Registration

    Obtain NTN and complete tax registrations

  3. SBP Banking (CMA)

    Open segregated Client Money Accounts

  4. Systems Setup

    Implement accounting, reporting & PVARA compliance systems

  5. Ongoing Support

    Monthly accounting, CMA reconciliation & periodic filings

  1. PVARA NOC

    Apply for No Objection Certificate from PVARA

  2. FBR Registration

    Obtain NTN and complete tax registrations

  3. SBP Banking (CMA)

    Open segregated Client Money Accounts

  4. Systems Setup

    Implement accounting, reporting & PVARA compliance systems

  5. Ongoing Support

    Monthly accounting, CMA reconciliation & periodic filings

What You Get

Complete financial documentation and ongoing support

Documents

  • NTN Certificate
  • Sales Tax Registration
  • Withholding Agent Certificate
  • Bank Account Documentation
  • Chart of Accounts
  • Monthly Financial Statements

Support

  • Dedicated Accountant
  • Tax Calendar Management
  • FBR Portal Access Setup
  • Annual Tax Filing
  • Compliance Monitoring
  • Advisory Support

Frequently Asked Questions

What is Section 285BAA?

Section 285BAA is a provision in Pakistan's tax law requiring disclosure of virtual asset holdings and transactions. It applies to both individual taxpayers (in personal tax returns and annual wealth statements) and VASPs (for business transaction reporting). All persons with virtual assets must comply.

Which banks work with crypto companies?

Under SBP Circular No. 10 of 2026, all SBP-regulated banks are authorized to open accounts for PVARA-licensed VASPs. For NOC holders, limited-purpose accounts are permitted. For licensed VASPs, full transactional services including Client Money Accounts (CMAs) are available. We facilitate the documentation and CMA setup process with banks.

What are the corporate tax rates for crypto companies?

Standard corporate tax rates apply to VASPs. However, specific treatment of crypto gains and the applicability of capital gains versus business income rules requires careful analysis. We provide a detailed assessment during consultation. Use our crypto tax calculator to estimate your liabilities.

How long does FBR registration take?

NTN registration typically takes 2–3 business days. Sales tax registration may take 1–2 weeks depending on verification requirements and documentation completeness.

Do I need a local accountant?

While not legally required, having local accounting support familiar with Pakistan tax laws and crypto-specific issues is highly recommended. We provide this as part of our ongoing support service, with a dedicated accountant assigned to your account.

What ongoing compliance is required?

Monthly withholding tax statements, annual tax returns, Section 285BAA disclosures, and various periodic filings are all required. We manage all compliance calendars for you so nothing is missed and penalties are avoided.

Ready for Tax Compliance?

Get your financial infrastructure set up correctly from day one. Schedule a free tax assessment consultation.

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